Credit Cards

Looking to learn more about credit cards? Look no further! This page has all the major articles I’ve written about credit cards, including a handy starter pack for anyone looking to learn more about credit cards.

My preferred credit card for collecting travel points is the American Express Platinum Travel Card. If you’re looking to apply, try my referral link! You get 2000 bonus points and your first year free 🙂

Wondering where to start with credit cards? Check out my credit card starter pack posts, here.

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Who's It For?"},{"id":61,"link":"https:\/\/pennmoney.com\/2023\/09\/08\/how-to-apply-for-a-credit-card-in-2023\/","name":"how-to-apply-for-a-credit-card-in-2023","thumbnail":{"url":"https:\/\/i0.wp.com\/pennmoney.com\/wp-content\/uploads\/2023\/09\/credit-card-application.png?fit=1080%2C1080&ssl=1","alt":""},"title":"How To Apply For A Credit Card (In 2023!)","postMeta":[],"author":{"name":"Lavanya","link":"https:\/\/pennmoney.com\/author\/admin\/"},"date":"Sep 8, 2023","dateGMT":"2023-09-08 16:31:56","modifiedDate":"2023-09-08 16:31:56","modifiedDateGMT":"2023-09-08 16:31:56","commentCount":"0","commentStatus":"open","categories":{"coma":"<a href=\"https:\/\/pennmoney.com\/category\/credit-cards\/\" rel=\"category tag\">Credit Cards<\/a>","space":"<a href=\"https:\/\/pennmoney.com\/category\/credit-cards\/\" rel=\"category tag\">Credit Cards<\/a>"},"taxonomies":{"post_tag":"<a href='https:\/\/pennmoney.com\/tag\/basics\/' rel='post_tag'>basics<\/a><a href='https:\/\/pennmoney.com\/tag\/credit-card-beginner\/' rel='post_tag'>credit card beginner<\/a><a href='https:\/\/pennmoney.com\/tag\/credit-cards\/' rel='post_tag'>credit cards<\/a><a href='https:\/\/pennmoney.com\/tag\/credit-score\/' rel='post_tag'>credit score<\/a><a href='https:\/\/pennmoney.com\/tag\/pennmoney-starter-pack\/' rel='post_tag'>pennmoney starter pack<\/a>"},"readTime":{"min":2,"sec":15},"status":"publish","excerpt":"Today, with digital and mobile banking, applying for a credit card is a straightforward process. \n\nHere's a step-by-step guide"},{"id":36,"link":"https:\/\/pennmoney.com\/2023\/09\/08\/do-you-really-need-a-credit-card\/","name":"do-you-really-need-a-credit-card","thumbnail":{"url":"https:\/\/i0.wp.com\/pennmoney.com\/wp-content\/uploads\/2023\/09\/credit-card-illustration.png?fit=1080%2C1080&ssl=1","alt":""},"title":"Do You Really Need A Credit Card?","postMeta":[],"author":{"name":"Lavanya","link":"https:\/\/pennmoney.com\/author\/admin\/"},"date":"Sep 8, 2023","dateGMT":"2023-09-08 04:05:01","modifiedDate":"2023-09-08 04:15:22","modifiedDateGMT":"2023-09-08 04:15:22","commentCount":"0","commentStatus":"open","categories":{"coma":"<a href=\"https:\/\/pennmoney.com\/category\/credit-cards\/\" rel=\"category tag\">Credit Cards<\/a>, <a href=\"https:\/\/pennmoney.com\/category\/spending\/\" rel=\"category tag\">Spending<\/a>","space":"<a href=\"https:\/\/pennmoney.com\/category\/credit-cards\/\" rel=\"category tag\">Credit Cards<\/a> <a href=\"https:\/\/pennmoney.com\/category\/spending\/\" rel=\"category tag\">Spending<\/a>"},"taxonomies":{"post_tag":"<a href='https:\/\/pennmoney.com\/tag\/basics\/' rel='post_tag'>basics<\/a><a href='https:\/\/pennmoney.com\/tag\/credit-card-beginner\/' rel='post_tag'>credit card beginner<\/a><a href='https:\/\/pennmoney.com\/tag\/credit-cards\/' rel='post_tag'>credit cards<\/a><a href='https:\/\/pennmoney.com\/tag\/credit-score\/' rel='post_tag'>credit score<\/a><a href='https:\/\/pennmoney.com\/tag\/debt\/' rel='post_tag'>debt<\/a><a href='https:\/\/pennmoney.com\/tag\/pennmoney-starter-pack\/' rel='post_tag'>pennmoney starter pack<\/a><a href='https:\/\/pennmoney.com\/tag\/reward-points\/' rel='post_tag'>reward points<\/a>"},"readTime":{"min":3,"sec":46},"status":"publish","excerpt":"A credit card is a (very sharp) double-edged sword. If you're careful with it, it's a fantastic financial tool. But if you're careless, you'll find yourself drowning in debt."}]