How To Use Your Credit Card Effectively

I’ve been following Shipra Baranwal on Twitter and Instagram for a while now and I am completely in awe of her diligence when it comes to accumulating points and really getting the best of her credit card. I’ve spoken to her a few times about what it takes to live a large lifestyle without the large expense. However, when she started posting on social media about her amazing Euro trip that cost her 10% of what it would have cost anybody else, I was hooked. I asked her to write a post for PennMoney about what it takes to travel and holiday using your credit card and taking advantage of the features of your card, and she kindly obliged. So without any further ado, here’s Shipra! Read More

How To Save Money For A Holiday!

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Hello! Just popping in to say that I have written not one, but two articles on how to save money for a holiday and other holiday and travel related money hacks, for Verve and The News Minute and I’ve compiled both of them for the blog (including a bonus tip for the blog!). I feel like with the advent/invasion of social media, taking a holiday has become some kind of public outing and there’s no denying a certain kind of pressure to travel to really exotic/fancy places, which doesn’t come cheap. We travel to spend quality time with the people we want to (and ourselves) but lately, I see that people are putting on like, a show, when they go on vacation, with constant Instagram stories and facebook updates. I’m guilty of this myself and I am consciously going to avoid it henceforth – while I do enjoy sharing on social media, I definitely want to let go of the ‘upload right here right now’ attitude and enjoy the moment (by the way, if you’re holidaying in Europe, staying in the moment will also help you protect your belongings from pickpockets). Read More