Is Retail Really Therapy?

I know I said I’d talk about Balanced Portfolios in my previous post, but something happened yesterday that made me wonder – why do I shop when I am stressed?

So I Had A Bad Day

Ok, so remember my no-buy? I’d actually been doing pretty well. I haven’t bought myself any item of fashion or makeup ever since I decided on it. I skipped the Black Friday sales and even the holiday sales that are going on right now haven’t tempted me into buying anything. All that amazing progress, however, nearly came to a grinding halt yesterday. So I had had a terrible morning and a completely unproductive and generally crap day at work. As I made my way out of office, my first instinct was to deal with a bad day at work the way I always have before – by going to a mall and buying something new and shiny for myself. Read More

Going On A No Buy – Reorganizing My Wardrobe & Resetting Priorities

Yes, you read that right. I am not going to buy anything for a year. This (somewhat) drastic decision is the result of my taking the time last week to reorganize my wardrobe. I’ve finally come back to a size that is somewhat close to what I was pre-pregnancy, so most of my clothes fit me again. It was only when I reorganized my wardrobe, however, did I realize the enormity of the amount of crap that I had accumulated over the years. I know I talk a lot about sustainability and how humans are awful, but it turned out that I was a shitty human myself for purchasing what I did from the brands I did. Read More

Five Financial Rules For The Festive Season

The months from October to December mark our country’s “festive” season – where a number of religious holidays, weddings, good weather and a generally upbeat mood converge. This season sees a lot of gifting and plenty of sales both in stores and online. We are constantly told that their lives will be better if they buy X or use Y and that the happiest women are the ones who carry twenty shopping bags in each hand. While the festive season is a good time to pick up deals, remember these five rules before you check out. Read More

#SpennMoney – Skincare Worth Spending On

The texture of skin had changed completely after I gave birth to my baby in January. I had grown up with completely oily skin, but after delivery, it had become dry. As if the dry patches weren’t fun enough, I developed cystic acne as well. I’d never really paid attention to skin care all these years, and it showed because I had no clue what to do (apart from being depressed). I did a bit of research and concluded that I needed a routine – something that wasn’t very complicated, and at the same time, ensured that my skin got the care that was required. Read More

#WhatTheFinance: A Basic Introduction To Credit Cards

I was 18 when my father gave me my first credit card, an American Express add-on card that I could use only in the case of emergencies. I was very excited about that card – I even considered it to be my financial coming of age. Looking back, my American Express card was probably the worst card I could’ve had for “emergencies”, simply because not a single store accepted the card back then. Read More