The months from October to December mark our country’s “festive” season – where a number of religious holidays, weddings, good weather and a generally upbeat mood converge. This season sees a lot of gifting and plenty of sales both in stores and online. We are constantly told that their lives will be better if they buy X or use Y and that the happiest women are the ones who carry twenty shopping bags in each hand. While the festive season is a good time to pick up deals, remember these five rules before you check out.
I was 18 when my father gave me my first credit card, an American Express add-on card that I could use only in the case of emergencies. I was very excited about that card – I even considered it to be my financial coming of age. Looking back, my American Express card was probably the worst card I could’ve had for “emergencies”, simply because not a single store accepted the card back then.