#WhatTheFinance – What is a Balanced Investment Portfolio?

A Balanced Investment Portfolio is a selection of investments that is capable of both providing growth as well as mitigating risks. I promise you that figuring out a balanced portfolio (so important) isn’t as boring as you think it might be. 

Let’s begin at the very beginning. Your investment portfolio comprises all the investments that you possess or that you have made in your name thus far. I’m not talking just about shares – it can be Fixed Deposits, it can be Bonds, it can be Gold, it can be real estate. Essentially, anything and everything that you’ve set aside for retirement, a specific goal like a house or car, or a rainy day. Now that we know what a portfolio is, let’s get into risk, which is crucial for understanding how to get a Balanced Investment Portfolio.’ Read More

Is Retail Really Therapy?

I know I said I’d talk about Balanced Portfolios in my previous post, but something happened yesterday that made me wonder – why do I shop when I am stressed?

So I Had A Bad Day

Ok, so remember my no-buy? I’d actually been doing pretty well. I haven’t bought myself any item of fashion or makeup ever since I decided on it. I skipped the Black Friday sales and even the holiday sales that are going on right now haven’t tempted me into buying anything. All that amazing progress, however, nearly came to a grinding halt yesterday. So I had had a terrible morning and a completely unproductive and generally crap day at work. As I made my way out of office, my first instinct was to deal with a bad day at work the way I always have before – by going to a mall and buying something new and shiny for myself. Read More